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October 11, 2011

How Are Interest Rates Set for Certificates of Deposit?

Certificates of deposit are a long term investment for very little risk. Banks or institutions that sell certificates of deposit or CDs are using your money for a specified amount of time to make investments themselves. The interest rates for certificates of deposit are variable and determined by two different factors. Certificate of deposit rates […]

Article by Archive / Blog, CD / cd account, CD Accounts, cd information, cd interest rates, certificates of deposit, earn interest, investing, saving, savings, tips for cds

October 10, 2011

You Can Protect Your CD above FDIC Insurance Rates

Many investors are not aware of the fact that you can protect your certificates of deposit or CD above FDIC (Federal Deposit Insurance Corporation) coverage limits. FDIC covers CD investments up to a maximum allowed by law per investor and institution. If you have more certificate of deposit investments in one institution than the FDIC will cover and the bank becomes insolvent, you will lose the difference between your investment and the FDIC coverage. CDARS, or the Certificate of Deposit Account Registry Service, will help you have all of your investments covered by FDIC.

Article by Archive / CD / cd account tips, cd information, cdars, certificate of deposit account registry service, fdic, fdic and cds, fdic and certificates of deposit, protecting cd investments, tips for cds

October 9, 2011

Consider Purchasing Your Next Certificate of Deposit with a Credit Union

Investors seeking the best low risk, higher than normal interest rate or yield on their investments consider certificates of deposits or CDs.

Article by Archive / CD / cd account, CD Accounts, cd information, cd investing tips, cds and credit unions, certificates of deposit, credit union cds, credit unions, credit unions and cds, invest into cds

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