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Certificate of Deposit Rates 2021

FDIC Insured up to $250,000  •  National rate is 0.20%  •  January 22nd, 2021

What you'll need to open your new CD account

Banks & Reviews APY Rate For APY
1 Year CDs
Wells Fargo 0.01% 0.01% $2,500
Chase Bank 0.01% 0.01% $1,000
Bank of America 0.03% 0.03% $1,000
Applied Bank 0.05% 0.05% $1,000
Bank of the West 0.05% 0.05% $1,000
Citizens Access 0.10% 0.10% $5,000
Vio Bank 0.15% 0.15% $500
Armed Forces Bank, N.A. 0.15% 0.15% $500
Union Bank 0.15% 0.15% $350
Pendleton Community Bank, Inc. 0.17% 0.17% $500
Malaga Bank F.S.B. 0.20% 0.20% $1,000
Capital One 0.20% 0.20% $0
Oak Valley Community Bank 0.20% 0.20% $2,500
PurePoint Financial 0.25% 0.25% $10,000
Universal Bank 0.25% 0.25% $1,000
OneWest Bank 0.25% 0.25% $1,000
Burke & Herbert Bank & Trust Company 0.25% 0.25% $500
First Tech Credit Union 0.25% 0.25% $500
Washington Savings Bank 0.25% 0.25% $500
VirtualBank 0.30% 0.30% $10,000
Lone Star Bank 0.30% 0.30% $1,000
CIT Bank 0.30% 0.30% $1,000
First Horizon Bank 0.30% 0.30% $1,000
Amalgamated Bank 0.30% 0.30% $500
NBKC Bank 0.35% 0.35% $1,000
San Diego County Credit Union 0.35% 0.35% $2,000
Union Bank (Michigan) 0.35% 0.35% $500
Sterling Bank and Trust 0.35% 0.35% $500
Alaska USA FCU 0.40% 0.40% $500
Beal Bank, SSB 0.41% 0.41% $1,000
The Golden 1 CU 0.50% 0.50% $500
Rising Bank 0.50% 0.50% $1,000
Radius Bank 0.50% 0.50% $500
Broadway Federal Bank, F.S.B. 0.50% 0.50% $500
State Bank of India California 0.50% 0.50% $1,000
Pentagon Federal Credit Union 0.50% 0.50% $1,000
Northpointe Bank 0.50% 0.49% $1,000
Presidential Bank, FSB 0.50% 0.50% $1,000
Discover Bank 0.50% 0.50% $2,500
Sallie Mae 0.50% 0.50% $2,500
First Foundation Bank 0.50% 0.50% $2,500
Colorado Federal Savings Bank 0.50% 0.50% $5,000
Star One Credit Union 0.55% 0.55% $2,500
First National Bank of America 0.55% 0.55% $1,000
Schools First FCU 0.55% 0.55% $500
Ally Bank 0.60% 0.60% $0
BankDirect 0.60% 0.60% $10,000
Amerant Bank, National Association 0.60% 0.60% $10,000
Comenity Direct 0.60% 0.60% $1,500
First Internet Bank of Indiana 0.60% 0.60% $1,000
BrioDirect 0.65% 0.65% $500
Live Oak Bank 0.65% 0.65% $2,500
CFG Community Bank 0.67% 0.67% $500
1.5 Year CDs
Armed Forces Bank, N.A. 0.15% 0.15% $500
Oak Valley Community Bank 0.20% 0.20% $2,500
Vio Bank 0.20% 0.20% $500
Pendleton Community Bank, Inc. 0.22% 0.22% $500
Burke & Herbert Bank & Trust Company 0.25% 0.25% $500
Capital One 0.25% 0.25% $0
OneUnited Bank 0.30% 0.30% $1,000
Union Bank (Michigan) 0.40% 0.40% $500
Alaska USA FCU 0.40% 0.40% $500
San Diego County Credit Union 0.45% 0.45% $2,000
Colorado Federal Savings Bank 0.50% 0.50% $5,000
Rising Bank 0.50% 0.50% $5,000
Pentagon Federal Credit Union 0.50% 0.50% $1,000
Northpointe Bank 0.50% 0.49% $1,000
The Golden 1 CU 0.50% 0.50% $500
Radius Bank 0.50% 0.50% $500
Sallie Mae 0.55% 0.50% $2,500
Amerant Bank, National Association 0.60% 0.60% $10,000
BankDirect 0.60% 0.60% $10,000
First Internet Bank of Indiana 0.65% 0.65% $1,000
Live Oak Bank 0.65% 0.65% $2,500
Schools First FCU 0.65% 0.65% $500
2 Year CDs
Wells Fargo 0.01% 0.01% $2,500
Chase Bank 0.01% 0.01% $1,000
Bank of America 0.03% 0.03% $1,000
Applied Bank 0.05% 0.05% $1,000
Citizens Access 0.10% 0.10% $5,000
Bank of the West 0.15% 0.15% $1,000
Armed Forces Bank, N.A. 0.20% 0.20% $500
Union Bank 0.20% 0.20% $350
Capital One 0.25% 0.25% $0
First Horizon Bank 0.25% 0.25% $1,000
Vio Bank 0.25% 0.25% $500
Pendleton Community Bank, Inc. 0.27% 0.27% $500
Oak Valley Community Bank 0.30% 0.30% $2,500
Malaga Bank F.S.B. 0.30% 0.30% $1,000
OneUnited Bank 0.30% 0.30% $1,000
Burke & Herbert Bank & Trust Company 0.30% 0.30% $500
First Foundation Bank 0.35% 0.35% $2,500
OneWest Bank 0.35% 0.35% $1,000
Amalgamated Bank 0.35% 0.35% $500
First Tech Credit Union 0.35% 0.35% $500
NBKC Bank 0.35% 0.35% $250
CIT Bank 0.40% 0.40% $1,000
VirtualBank 0.40% 0.40% $10,000
Universal Bank 0.40% 0.40% $1,000
Washington Savings Bank 0.40% 0.39% $500
Alaska USA FCU 0.40% 0.40% $500
Lone Star Bank 0.41% 0.41% $1,000
BrioDirect 0.45% 0.45% $500
Discover Bank 0.50% 0.50% $2,500
Northpointe Bank 0.50% 0.49% $1,000
Broadway Federal Bank, F.S.B. 0.50% 0.50% $1,000
State Bank of India California 0.50% 0.50% $1,000
Radius Bank 0.50% 0.50% $500
Union Bank (Michigan) 0.50% 0.50% $500
Rising Bank 0.55% 0.55% $1,000
Pentagon Federal Credit Union 0.55% 0.55% $1,000
San Diego County Credit Union 0.55% 0.55% $2,000
Presidential Bank, FSB 0.55% 0.55% $1,000
Amerant Bank, National Association 0.60% 0.60% $10,000
BankDirect 0.60% 0.60% $10,000
Colorado Federal Savings Bank 0.60% 0.60% $5,000
Star One Credit Union 0.60% 0.60% $2,500
Sterling Bank and Trust 0.60% 0.60% $500
Ally Bank 0.60% 0.60% $0
The Golden 1 CU 0.65% 0.65% $500
First Internet Bank of Indiana 0.70% 0.70% $1,000
Schools First FCU 0.70% 0.70% $500
First National Bank of America 0.70% 0.70% $1,000
Live Oak Bank 0.70% 0.70% $2,500
Comenity Direct 0.75% 0.75% $1,500

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