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Certificate of Deposit Rates 2022

FDIC Insured up to $250,000  •  National rate is 0.20%  •  December 7th, 2022

What you'll need to open your new CD account

1 Year CDs

1 Year CD (12/7/2022)
4.00%APY
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  • For APY: $0
  • Rate: 4.00%
  • No Monthly Fees
  • Write Checks: No
Get peace of mind with fixed rates and guaranteed returns
Other Banks
Updated December 7th, 2022
Banks & Reviews APY Rate For APY
1 Year CDs
Chase Bank 0.01% 0.01% $1,000
First Citizens Bank 0.01% 0.01% $500
Bank of America 0.03% 0.03% $1,000
Applied Bank 0.05% 0.05% $1,000
Bank of the West 0.05% 0.05% $1,000
First Horizon Bank 0.10% 0.10% $1,000
Burke & Herbert Bank & Trust Company 0.10% 0.10% $500
Oak Valley Community Bank 0.20% 0.20% $2,500
Malaga Bank F.S.B. 0.20% 0.20% $1,000
PurePoint Financial 0.25% 0.25% $10,000
Universal Bank 0.25% 0.25% $1,000
Washington Savings Bank 0.25% 0.25% $500
Pendleton Community Bank, Inc. 0.30% 0.30% $500
Wells Fargo 0.30% 0.30% $2,500
BrioDirect 0.45% 0.45% $500
MidFirst Bank - Los Angeles 0.85% 0.85% $1,000
First Foundation Bank 1.00% 1.00% $2,500
Alaska USA FCU 1.00% 1.00% $500
Union Bank (Michigan) 1.00% 1.00% $500
Amalgamated Bank 1.05% 1.05% $500
Northpointe Bank 1.25% 1.24% $1,000
Lone Star Bank 1.26% 1.25% $1,000
The Golden 1 CU 1.30% 1.29% $500
Sterling Bank and Trust 1.90% 1.88% $500
LendingClub 2.01% 2.01% $2,500
Armed Forces Bank, N.A. 2.02% 2.00% $500
First Tech Credit Union 2.15% 2.13% $500
Star One Credit Union 2.25% 2.23% $2,500
San Diego County Credit Union 2.30% 2.28% $2,000
NBKC Bank 2.53% 2.50% $1,000
Schools First FCU 2.95% 2.91% $500
Salem Five Direct 3.00% 2.96% $10,000
Union Bank 3.00% 3.00% $350
Citizens Access 3.25% 3.20% $5,000
State Bank of India California 3.29% 3.25% $1,000
Presidential Bank, FSB 3.50% 3.45% $1,000
Vio Bank 3.50% 3.44% $500
CIBC Bank USA 3.85% 3.78% $1,000
VirtualBank 3.87% 3.80% $10,000
CIBC Bank USA 3.90% 3.83% $25,000
Ally Bank 4.00% 3.92% $0
Colorado Federal Savings Bank 4.00% 3.92% $5,000
Discover Bank 4.00% 3.92% $2,500
TIAA Bank 4.15% 4.06% $1,000
Synchrony Bank 4.15% 4.15% $0
Sallie Mae 4.25% 4.16% $2,500
Pentagon Federal Credit Union 4.25% 4.17% $1,000
Banesco USA 4.40% 4.40% $1,500
First National Bank of America 4.40% 4.33% $1,000
Live Oak Bank 4.50% 4.40% $2,500
BMO Harris Bank 4.50% 4.40% $1,000
Connexus Credit Union 4.51% 4.51% $5,000
First Internet Bank of Indiana 4.59% 4.50% $1,000
Merrick Bank 4.65% 4.55% $25,000
CFG Community Bank 4.65% 4.55% $500
1.5 Year CDs
Burke & Herbert Bank & Trust Company 0.10% 0.10% $500
Oak Valley Community Bank 0.20% 0.20% $2,500
OneUnited Bank 0.30% 0.30% $1,000
Alaska USA FCU 1.10% 1.10% $500
Union Bank (Michigan) 1.15% 1.14% $500
The Golden 1 CU 1.30% 1.29% $500
Northpointe Bank 1.50% 1.48% $1,000
Live Oak Bank 2.00% 1.98% $2,500
Armed Forces Bank, N.A. 2.02% 2.00% $500
BMO Harris Bank 2.20% 2.20% $1,000
San Diego County Credit Union 2.30% 2.28% $2,000
Salem Five Direct 3.00% 2.96% $10,000
Schools First FCU 3.15% 3.10% $500
Vio Bank 3.60% 3.54% $500
CIBC Bank USA 3.90% 3.83% $1,000
CIBC Bank USA 3.95% 3.88% $25,000
Colorado Federal Savings Bank 4.05% 3.97% $5,000
Capital One 4.05% 4.05% $0
Ally Bank 4.10% 4.02% $0
TIAA Bank 4.15% 4.06% $1,000
Sallie Mae 4.35% 4.26% $2,500
Pentagon Federal Credit Union 4.35% 4.26% $1,000
Banesco USA 4.40% 4.40% $1,500
First Internet Bank of Indiana 4.44% 4.35% $1,000
CIT Bank 4.50% 4.40% $1,000
Merrick Bank 4.65% 4.55% $25,000
2 Year CDs
Chase Bank 0.01% 0.01% $1,000
Bank of America 0.03% 0.03% $1,000
Applied Bank 0.05% 0.05% $1,000
First Citizens Bank 0.05% 0.05% $500
First Horizon Bank 0.10% 0.10% $1,000
Bank of the West 0.10% 0.10% $1,000
Burke & Herbert Bank & Trust Company 0.15% 0.15% $500
Oak Valley Community Bank 0.25% 0.25% $2,500
OneUnited Bank 0.30% 0.30% $1,000
Malaga Bank F.S.B. 0.30% 0.30% $1,000
Pendleton Community Bank, Inc. 0.40% 0.40% $500
Washington Savings Bank 0.40% 0.39% $500
CIT Bank 0.40% 0.40% $1,000
Universal Bank 0.40% 0.40% $1,000
Wells Fargo 0.40% 0.40% $2,500
Lone Star Bank 0.41% 0.41% $1,000
Union Bank 0.60% 0.60% $350
MidFirst Bank - Los Angeles 0.95% 0.95% $1,000
Amalgamated Bank 1.05% 1.05% $500
Alaska USA FCU 1.20% 1.19% $500
Union Bank (Michigan) 1.30% 1.29% $500
The Golden 1 CU 1.70% 1.69% $500
San Diego County Credit Union 1.90% 1.88% $2,000
Live Oak Bank 2.00% 1.98% $2,500
Northpointe Bank 2.00% 1.98% $1,000
First Tech Credit Union 2.20% 2.18% $500
BrioDirect 2.30% 2.30% $500
LendingClub 2.50% 2.50% $2,500
Star One Credit Union 2.50% 2.47% $2,500
First Foundation Bank 2.71% 2.71% $2,500
NBKC Bank 2.78% 2.75% $250
Presidential Bank, FSB 2.80% 2.76% $1,000
Schools First FCU 3.20% 3.15% $500
Salem Five Direct 3.25% 3.20% $10,000
Ally Bank 3.25% 3.20% $0
Citizens Access 3.30% 3.25% $5,000
State Bank of India California 3.44% 3.40% $1,000
Sterling Bank and Trust 3.50% 3.44% $500
Vio Bank 3.50% 3.44% $500
Quorum 3.60% 3.54% $1,000
VirtualBank 3.77% 3.70% $10,000
CIBC Bank USA 3.90% 3.83% $1,000
CIBC Bank USA 3.95% 3.88% $25,000
Connexus Credit Union 4.01% 4.01% $5,000
Colorado Federal Savings Bank 4.10% 4.02% $5,000
Capital One 4.10% 4.10% $0
TIAA Bank 4.15% 4.06% $1,000
Synchrony Bank 4.30% 4.30% $0
Pentagon Federal Credit Union 4.35% 4.26% $1,000
Sallie Mae 4.40% 4.31% $2,500
First National Bank of America 4.40% 4.33% $1,000
First Internet Bank of Indiana 4.49% 4.40% $1,000
Armed Forces Bank, N.A. 4.58% 4.48% $500
Merrick Bank 4.65% 4.55% $25,000