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Certificate of Deposit Rates 2022

FDIC Insured up to $250,000  •  National rate is 0.20%  •  July 4th, 2022

What you'll need to open your new CD account

1.5 Year CDs

1.5 Year CD (07/4/2022)
2.50%APY
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  • For APY: $0
  • Rate: 2.50%
  • No Monthly Fees
  • Write Checks: No
Get peace of mind with fixed rates and guaranteed returns.
Other Banks
Updated July 4th, 2022
Banks & Reviews APY Rate For APY
1 Year CDs
Wells Fargo 0.01% 0.01% $2,500
Chase Bank 0.01% 0.01% $1,000
First Horizon Bank 0.03% 0.03% $1,000
Bank of America 0.03% 0.03% $1,000
Applied Bank 0.05% 0.05% $1,000
Bank of the West 0.05% 0.05% $1,000
Pendleton Community Bank, Inc. 0.10% 0.10% $500
Burke & Herbert Bank & Trust Company 0.10% 0.10% $500
Armed Forces Bank, N.A. 0.15% 0.15% $500
Washington Savings Bank 0.15% 0.15% $500
Union Bank 0.15% 0.15% $350
Malaga Bank F.S.B. 0.20% 0.20% $1,000
Amalgamated Bank 0.20% 0.20% $500
Oak Valley Community Bank 0.20% 0.20% $2,500
PurePoint Financial 0.25% 0.25% $10,000
First Foundation Bank 0.25% 0.25% $2,500
Northpointe Bank 0.25% 0.24% $1,000
Universal Bank 0.25% 0.25% $1,000
OneWest Bank 0.25% 0.25% $1,000
Union Bank (Michigan) 0.25% 0.25% $500
VirtualBank 0.30% 0.30% $10,000
MidFirst Bank - Los Angeles 0.30% 0.30% $1,000
Lone Star Bank 0.30% 0.30% $1,000
San Diego County Credit Union 0.45% 0.45% $2,000
BrioDirect 0.45% 0.45% $500
The Golden 1 CU 0.50% 0.50% $500
NBKC Bank 0.55% 0.55% $1,000
BankDirect 0.60% 0.60% $10,000
Schools First FCU 0.65% 0.65% $500
Alaska USA FCU 0.70% 0.70% $500
First Tech Credit Union 0.75% 0.75% $500
Sterling Bank and Trust 0.75% 0.75% $500
Salem Five Direct 1.00% 1.00% $10,000
Star One Credit Union 1.00% 1.00% $2,500
Quorum 1.00% 1.00% $1,000
Presidential Bank, FSB 1.00% 1.00% $1,000
Amerant Bank, National Association 1.50% 1.50% $10,000
Discover Bank 1.50% 1.49% $2,500
Vio Bank 1.50% 1.49% $500
My Banking Direct, a service of NY Community Bank 1.50% 1.49% $500
State Bank of India California 1.51% 1.50% $1,000
CIBC Bank USA 1.70% 1.69% $1,000
Ally Bank 1.75% 1.75% $0
Capital One 1.75% 1.75% $0
CIBC Bank USA 1.75% 1.74% $25,000
Pentagon Federal Credit Union 1.75% 1.74% $1,000
Citizens Access 1.75% 1.75% $5,000
Connexus Credit Union 1.76% 1.76% $5,000
CFG Community Bank 1.77% 1.76% $500
Rising Bank 1.85% 1.84% $1,000
First National Bank of America 1.90% 1.89% $1,000
Synchrony Bank 1.90% 1.90% $0
First Internet Bank of Indiana 1.92% 1.90% $1,000
TIAA Bank 2.00% 1.98% $1,000
Sallie Mae 2.00% 1.98% $2,500
Live Oak Bank 2.00% 1.98% $2,500
LendingClub 2.01% 2.01% $2,500
Merrick Bank 2.15% 2.13% $25,000
1.5 Year CDs
Burke & Herbert Bank & Trust Company 0.10% 0.10% $500
Pendleton Community Bank, Inc. 0.12% 0.12% $500
Armed Forces Bank, N.A. 0.15% 0.15% $500
Oak Valley Community Bank 0.20% 0.20% $2,500
Northpointe Bank 0.25% 0.24% $1,000
OneUnited Bank 0.30% 0.30% $1,000
Union Bank (Michigan) 0.30% 0.30% $500
BankDirect 0.60% 0.60% $10,000
The Golden 1 CU 0.60% 0.60% $500
Schools First FCU 0.70% 0.70% $500
Alaska USA FCU 0.75% 0.75% $500
Salem Five Direct 1.50% 1.49% $10,000
San Diego County Credit Union 1.50% 1.49% $2,000
CIBC Bank USA 1.55% 1.54% $1,000
CIBC Bank USA 1.60% 1.59% $25,000
Vio Bank 1.75% 1.74% $500
Ally Bank 2.00% 2.00% $0
Pentagon Federal Credit Union 2.05% 2.03% $1,000
First Internet Bank of Indiana 2.07% 2.05% $1,000
Live Oak Bank 2.10% 2.08% $2,500
TIAA Bank 2.10% 2.07% $1,000
Rising Bank 2.25% 2.23% $5,000
Sallie Mae 2.40% 2.37% $2,500
Merrick Bank 2.50% 2.47% $25,000
2 Year CDs
Wells Fargo 0.01% 0.01% $2,500
Chase Bank 0.01% 0.01% $1,000
First Horizon Bank 0.03% 0.03% $1,000
Bank of America 0.03% 0.03% $1,000
Applied Bank 0.05% 0.05% $1,000
Bank of the West 0.10% 0.10% $1,000
Pendleton Community Bank, Inc. 0.15% 0.15% $500
Burke & Herbert Bank & Trust Company 0.15% 0.15% $500
Amalgamated Bank 0.20% 0.20% $500
Armed Forces Bank, N.A. 0.20% 0.20% $500
Union Bank 0.20% 0.20% $350
Oak Valley Community Bank 0.25% 0.25% $2,500
Malaga Bank F.S.B. 0.30% 0.30% $1,000
Washington Savings Bank 0.30% 0.30% $500
First Foundation Bank 0.30% 0.30% $2,500
OneUnited Bank 0.30% 0.30% $1,000
Northpointe Bank 0.30% 0.29% $1,000
OneWest Bank 0.35% 0.35% $1,000
Union Bank (Michigan) 0.35% 0.35% $500
VirtualBank 0.40% 0.40% $10,000
Universal Bank 0.40% 0.40% $1,000
CIT Bank 0.40% 0.40% $1,000
Lone Star Bank 0.41% 0.41% $1,000
MidFirst Bank - Los Angeles 0.50% 0.50% $1,000
NBKC Bank 0.55% 0.55% $250
BankDirect 0.60% 0.60% $10,000
San Diego County Credit Union 0.60% 0.60% $2,000
The Golden 1 CU 0.70% 0.70% $500
Schools First FCU 0.75% 0.75% $500
Alaska USA FCU 0.80% 0.80% $500
Sterling Bank and Trust 0.95% 0.95% $500
Presidential Bank, FSB 1.05% 1.04% $1,000
Star One Credit Union 1.20% 1.19% $2,500
My Banking Direct, a service of NY Community Bank 1.25% 1.24% $500
First Tech Credit Union 1.30% 1.29% $500
State Bank of India California 1.51% 1.50% $1,000
CIBC Bank USA 1.60% 1.59% $1,000
CIBC Bank USA 1.65% 1.64% $25,000
Ally Bank 1.75% 1.75% $0
Vio Bank 1.85% 1.83% $500
Salem Five Direct 2.00% 1.98% $10,000
Connexus Credit Union 2.06% 2.06% $5,000
Citizens Access 2.10% 2.10% $5,000
Live Oak Bank 2.20% 2.18% $2,500
TIAA Bank 2.20% 2.17% $1,000
Capital One 2.25% 2.25% $0
BrioDirect 2.30% 2.30% $500
First Internet Bank of Indiana 2.32% 2.30% $1,000
First National Bank of America 2.35% 2.33% $1,000
LendingClub 2.50% 2.50% $2,500
Sallie Mae 2.50% 2.47% $2,500
Rising Bank 2.75% 2.72% $1,000
Pentagon Federal Credit Union 2.75% 2.72% $1,000
Merrick Bank 2.87% 2.83% $25,000