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Savings & Money Market Rates 2022

FDIC Insured up to $250,000  •  National rate is 0.06%  •  January 27th, 2022

What you'll need to open your new account

savings (01/28/2022)
0.50%APY
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  • For APY: $1
  • Rate: 0.50%
  • No Monthly Fees
  • Write Checks: Yes
No monthly fee. Competitive APY. 24/7 account access.
Other Banks
Updated January 27th, 2022
Banks & Reviews APY Rate For APY
Burke & Herbert Bank & Trust Company (MMA) 0.01% 0.01% $1,000
Chase Bank (Savings) 0.01% 0.01% $25
Amalgamated Bank (Savings) 0.01% 0.01% $1
Wells Fargo (MMA) 0.01% 0.01% $25
Wells Fargo (Savings) 0.01% 0.01% $25
Bank of the West (Savings) 0.01% 0.01% $25
Union Bank (Savings) 0.01% 0.01% $50
Burke & Herbert Bank & Trust Company (Savings) 0.01% 0.01% $50
First Horizon Bank (MMA) 0.01% 0.01% $50
First Horizon Bank (Savings) 0.01% 0.01% $50
Bank of America (Savings) 0.01% 0.01% $100
First Horizon Bank (MMA 25K) 0.02% 0.02% $25,000
Applied Bank (MMA) 0.02% 0.02% $500
Bank of the West (MMA) 0.02% 0.02% $100
Oak Valley Community Bank (Savings) 0.03% 0.03% $100
Armed Forces Bank, N.A. (Savings) 0.03% 0.03% $25
Pendleton Community Bank, Inc. (Savings) 0.03% 0.03% $50
San Diego County Credit Union (Savings) 0.03% 0.03% $100
San Diego County Credit Union (MMA) 0.03% 0.03% $5,000
Burke & Herbert Bank & Trust Company (MMA 25K) 0.03% 0.03% $25,000
Universal Bank (Savings) 0.04% 0.04% $100
MidFirst Bank - Los Angeles (Savings) 0.05% 0.05% $100
Amalgamated Bank (MMA) 0.05% 0.05% $1
Schools First FCU (Savings) 0.05% 0.05% $5
Armed Forces Bank, N.A. (MMA) 0.05% 0.05% $25
Washington Savings Bank (Savings) 0.05% 0.05% $50
Union Bank (Michigan) (Savings) 0.05% 0.05% $50
Alaska USA FCU (Savings) 0.05% 0.05% $50
Applied Bank (Savings) 0.05% 0.05% $100
Malaga Bank F.S.B. (Savings) 0.05% 0.05% $100
OneWest Bank (Savings) 0.05% 0.05% $100
The Golden 1 CU (Savings) 0.05% 0.05% $100
First Tech Credit Union (Savings) 0.05% 0.05% $100
MidFirst Bank - Los Angeles (MMA) 0.05% 0.05% $100
Union Bank (MMA) 0.05% 0.05% $2,500
Malaga Bank F.S.B. (MMA) 0.05% 0.05% $500
Alaska USA FCU (MMA) 0.05% 0.05% $2,500
Amalgamated Bank (Savings 10K) 0.05% 0.05% $10,000
Oak Valley Community Bank (Savings 10K) 0.05% 0.05% $10,000
OneUnited Bank (MMA) 0.05% 0.05% $500
Union Bank (Michigan) (MMA) 0.05% 0.05% $5,000
Oak Valley Community Bank (MMA) 0.05% 0.05% $10,000
The Golden 1 CU (MMA) 0.05% 0.05% $2,500
Washington Savings Bank (MMA) 0.05% 0.05% $2,500
Pendleton Community Bank, Inc. (MMA) 0.05% 0.05% $1,000
Universal Bank (MMA) 0.05% 0.05% $1,000
OneWest Bank (MMA) 0.05% 0.05% $1,000
Oak Valley Community Bank (MMA 25K) 0.07% 0.07% $25,000
Universal Bank (MMA 10K) 0.10% 0.10% $10,000
OneUnited Bank (MMA 25K) 0.10% 0.10% $25,000
Amalgamated Bank (MMA 25K) 0.10% 0.10% $25,000
Pendleton Community Bank, Inc. (MMA 25K) 0.10% 0.10% $25,000
Alaska USA FCU (Savings 10K) 0.10% 0.10% $10,000
Alaska USA FCU (MMA 10K) 0.10% 0.10% $10,000
Union Bank (Michigan) (Savings 10K) 0.10% 0.10% $10,000
The Golden 1 CU (MMA 10K) 0.10% 0.10% $10,000
First Tech Credit Union (MMA) 0.10% 0.10% $5,000
OneUnited Bank (Savings) 0.10% 0.10% $200
Sterling Bank and Trust (Savings) 0.10% 0.10% $100
UFB Direct (MMA) 0.10% 0.10% $5,000
Union Bank (Michigan) (Savings 25K) 0.15% 0.15% $25,000
Schools First FCU (MMA) 0.15% 0.15% $2,000
Sterling Bank and Trust (MMA) 0.15% 0.15% $500
Presidential Bank, FSB (Savings) 0.15% 0.15% $100
Investors eAccess (mma) 0.15% 0.15% $0
Schools First FCU (MMA 10K) 0.20% 0.20% $10,000
UFB Direct (Savings) 0.20% 0.20% $10,000
Beal Bank, SSB (MMA) 0.21% 0.21% $1,000
Northpointe Bank (Savings) 0.25% 0.25% $100
MySavingsDirect (savings) 0.25% 0.25% $1
First Internet Bank of Indiana (Savings) 0.25% 0.25% $25
Presidential Bank, FSB (MMA) 0.25% 0.25% $1,000
Lone Star Bank (MMA) 0.25% 0.25% $250
Northpointe Bank (MMA) 0.25% 0.25% $2,500
Northpointe Bank (Savings 10K) 0.35% 0.34% $10,000
Northpointe Bank (MMA 10K) 0.35% 0.34% $10,000
BMO Harris Bank (mma) 0.35% 0.35% $5,000
DollarSavingsDirect (Savings) 0.35% 0.35% $1
Beal Bank, SSB (MMA 25K) 0.36% 0.36% $25,000
UFB Direct (savings) 0.40% 0.40% $0
VirtualBank (MMA) 0.40% 0.40% $100
Discover Bank (mma) 0.40% 0.40% $0
Capital One (savings) 0.40% 0.40% $0
Salem Five Direct (savings) 0.40% 0.40% $10
Lone Star Bank (Savings) 0.40% 0.40% $200
First Foundation Bank (MMA) 0.40% 0.40% $2,500
UFB Direct (mma) 0.40% 0.40% $5,000
PurePoint Financial (savings) 0.40% 0.40% $10,000
TIAA Bank (mma) 0.40% 0.40% $500
Popular Direct (savings) 0.45% 0.45% $5,000
Rising Bank (savings) 0.45% 0.45% $1,000
CIT Bank (mma) 0.45% 0.45% $100
CFG Community Bank (MMA) 0.49% 0.49% $1,000
Star One Credit Union (MMA) 0.50% 0.50% $50
Synchrony Bank (savings) 0.50% 0.50% $0
Live Oak Bank (savings) 0.50% 0.50% $0
Ally Bank (savings) 0.50% 0.50% $0
Discover Bank (savings) 0.50% 0.50% $0
Sallie Mae (mma) 0.50% 0.50% $0
CIT Bank (savings) 0.50% 0.50% $100
Star One Credit Union (Savings) 0.50% 0.50% $5
TIAA Bank (savings) 0.50% 0.49% $25
First Internet Bank of Indiana (MMA) 0.50% 0.50% $100
Vio Bank (savings) 0.50% 0.50% $100
BankDirect (MMA) 0.50% 0.50% $10,000
Colorado Federal Savings Bank (Savings) 0.51% 0.51% $1
CIBC Bank USA (savings) 0.52% 0.52% $1
Pentagon Federal Credit Union (savings) 0.55% 0.55% $0
Comenity Direct (savings) 0.55% 0.55% $0
BrioDirect (MMA) 0.55% 0.55% $100
Vio Bank (mma) 0.56% 0.56% $100
Quorum (savings) 0.60% 0.60% $1
LendingClub (savings) 0.60% 0.60% $2,500
Northpointe Bank (MMA 25K) 0.65% 0.64% $25,000